Financing a Home

If you’re thinking about making an offer on a home, your Realtor has likely asked you to produce two key documents to submit with your offer: proof of funds and a pre-approval letter. These two documents go hand-in-hand to create the best ...

A pre-approval letter is a written statement from a lender that summarizes how much money they’ll loan to a borrower to buy a home. Pre-approval letters also stipulate the type of loan program used for the purchase. Banks or mortgage ...

First Time Home Buyer Programs in Oregon Oregon Housing and Community Services (OHCS) is Oregon's housing finance agency. The agency aims to help Oregonians with low or moderate incomes obtain stable and affordable housing. With those goals in ...