Proof of Funds Explained
If you’re thinking about making an offer on a home, your Realtor has likely asked you to produce two key documents to submit with your offer: proof of funds and a pre-approval letter. These two documents go hand-in-hand to create the best ...
Posted by Tony Mariotti on March 6, 2020 in Financing a Home
Pre Approval Letter [Sample + How to Get One]
A pre-approval letter is a written statement from a lender that summarizes how much money they’ll loan to a borrower to buy a home. Pre-approval letters also stipulate the type of loan program used for the purchase. Banks or mortgage ...
Posted by Tony Mariotti on September 18, 2019 in Financing a Home
First Time Home Buyer Oregon Loan Programs
First Time Home Buyer Programs in Oregon
Oregon Housing and Community Services (OHCS) is Oregon's housing finance agency. The agency aims to help Oregonians with low or moderate incomes obtain stable and affordable housing. With those goals in ...
Posted by Tony Mariotti on October 5, 2018 in Financing a Home
First Time Home Buyer Washington State Loan Programs
Washington State First Time Homebuyer Programs
The Washington State Housing Finance Commission (WSHFC) offers low-interest mortgage programs, down payment assistance and homebuyer education courses. WSHFC was established in 1983 to help Washington ...
Posted by Tony Mariotti on July 5, 2017 in Financing a Home